Credit Risk And Market Risk Profiles For A Foreign Bank In Chennai Jobs
One March India At Chennai
FOLLOWING ARE THE OPENINGS FOR A FORIEGN BANK . IF ANY OF THE PROFILE FITS U KINDLY SEND ACROSS YOUR CV IN A WORD FORMAT INDICATING
The code- Credit Risk Manager and Market Risk Manager
Scanned Passport Photo
To- email@example.com - attn Credit Risk and Market Risk
Department Middle Office/ Band 4 / Band 5
Officer, Sr. Officer, Asst. Manager, Manager, Chief Manager - Manager and Chief Manager
Reporting to CBO
Required Work Experience
Bachelors degree in business administration, economics or equivalent.
3~5 years experience as a manager in financial institution (holding a certificate of qualification)
Role and Responsibility
OPENING 1 :-Market Risk Profile
1.Responsible for ensuring the Bank maintains adequate credit, market, and operational risk, thus ensuring the Bank is in full compliance with all banking laws, regulations, and internal policies and procedures.
2.Advising the areas of risk, finance, and accounting; makes recommendations to reduce risk exposure in the areas of asset/liability, credit, operational and compliance
3.The risk manager must develop systems to provide a regular flow of information regarding the organizations activities, such as financial reports, employee turnover rates, insurance claims, security breaches and regulatory changes.
Conducting statistical analyses
4.Developing risk management systems
5.Consulting with treasury dealer and stake holders.
6.Reporting and presenting research results
7.Create process and manuals according to KEB policy and periodically to be reviewed
OPENING 2:-Credit Risk Profile
Consultation with prospective/potential applicant Individuals or SMEs (Small-Medium Enterprises)
Loan application handling - Individuals or SMEs
Credit assessment/analysis for Individuals or SMEs.
Collateral assessment /analysis for Individuals or SMEs
Requesting loan approval to the loan managers in bank
Documentation of loan contracts and security such as collaterals and guarantees
Documentation of financial and non-financial information on borrowers
Disbursement of loan
Ensure quality credit portfolio by using various credit assessment tools and analytics.
Determining time norms for taking steps to convert potential delinquent loans to flexi loans setting norms for quantifying group repayment/attendance for enhancement of loans at the time of review.
Ensure timely issuance of company notices to chronic defaulters and monitor regular follow ups by distributions supervisors at appropriate levels
Create process and manuals according to KEB policy and periodically to be reviewed.
Knowledge, Skill and Abilities needed
( 1.Understanding of the complex calculations that will underpin risk assessment.
2.He or she needs to be very focused and attentive and have the ability to pay attention to detail and even to the minor things.
3.He or she must have the ability to work as a part of a team and assist the strategic teams in their work.
4.The candidate needs to have excellent analytical and investigative skills.
5.Graduate / Post Graduate in Finance, Economics, Business or Accounting
6.Effective written and verbal communication skills in English
7.High competency in PC and Microsoft applications
Relevant Experience in Credit appraisal