Area Credit Manager Job In Idfc First Bank In India, Coimbatore
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Job Description Job Title Area Credit Manager Place of work - India Business Unit - Retail Banking Function - Credit Job Purpose: The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank Roles & Responsibilities:
Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes
Supervise a team of credit underwriters and provide guidelines
Conduct personal discussion with customers to establish credit worthiness
Control and contain front-end delinquencies by calling up customer on first presentation
Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits
Coordinate with sales to achieve targets and ensure SLAs are met
Ensuring credit policy adherence to the accepted standards
Recommend process changes in order to improve service efficiency and quality across the assigned area
Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service
Educational Qualifications: Graduate - Any Post Graduate - MBA Finance Experience: Minimum of 8 or more years of experience in credit
Job DescriptionJob Title Area Credit ManagerPlace Of Work - IndiaBusiness Unit - Retail BankingFunction - CreditJob Purpose:The Role Bearer Has The Responsibility To Manage A Team As Well As Coordinate With Sales Team To Achieve Target Of T
Idfc First Bank is looking for Any Graduate / Post Graduate profile candidates.
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