Assistant Branch Manager Job In Idfc First Bank In Bangalore

Job Purpose :

The role entails leading a team of relationship officers which deepening relationships with Rural Banking accounts (asset & Liabilities products) and ensuring best in-class service to the customers You will be responsible for understanding the customer needs and help them make the right financial decisions You need to keep updated knowledge on all bank products and services to ensure high quality assistance in resolving customer queries This is a critical role which leverages business generation opportunities to help achieve larger organizational objectives

Roles & Responsibilities:

Ensure swift disbursal of business loans based on needs assessment of potential and existing clients
Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual targets
Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
Monitor high collections efficiency through discipline and drive
Conduct field audits and customer verifications to ensure high quality of accounts
Gather latest Market intelligence and track and benchmark against best practices in competitor banks
Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers

Recommend process changes in order to improve service efficiency and quality across the branch network
Manage a team of field officers, taking responsibility of their development and attrition
Develop and implement livelihood advancement and community development initiatives.

Managerial & Leadership Responsibilities –
Attract and retain best-in-class talent for key roles in their reporting structure 
Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements
Enable teams to drive growth targets by providing necessary support

Educational Qualifications:
Graduate-Any
Post Graduate-Optional

Experience:
3-7 years of relevant Rural banking experience

Graduate-Any
Post Graduate-Optional

Idfc First Bank is looking for Any Graduate profile candidates.

Candidate Should Be Direct Apply Also

IDFC Limited was set up in 1997 to finance infrastructure, focusing primarily on project finance and mobilization of capital for private sector infrastructure development. Whether it is financial intermediation for infrastructure projects and services, whether adding value through innovative products to the infrastructure value chain or asset maintenance of existing infrastructure projects, the company focused on supporting organisations to get the best return on investments. The Company’s ability to tap global as well as Indian financial resources made it the acknowledged experts in infrastructure finance. Dr. Rajiv Lall joined the company in 2005 and successfully expanded the business to Asset Management, Institutional Broking, and Infrastructure Debt Fund. He applied for a commercial banking license to the RBI in 2013. In 2014, the Reserve Bank of India (RBI) granted an in-principle approval to IDFC Limited to set up a new bank in the private sector. Following this, the IDFC Limited divested its infrastructure finance assets and liabilities to a new entity - IDFC Bank- through demerger. Thus, IDFC Bank was created by demerger of the infrastructure, lending business of IDFC to IDFC Bank in 2015.