Trainee Fresher Job In American Express In Gurgaon
Purpose of the Role:
This is a position on the Global Commercial Services (GCS) Risk Management team and is responsible for driving profitable growth for OPEN Lending portfolio
The position is responsible for designing, building, and enhancing line strategies, capabilities and processes to manage and monitor risk prudently across the customer lifecycle as it relates to US small business proprietary and co-branded credit cards The position requires close partnership with Product, Marketing, Operations, Technologies, Finance and other functional teams to develop lending growth strategies that serve our small business customers’ needs while minimizing credit losses
Job Responsibilities:-
- Manage customer proactive line increase, reactive line increase and line reallocation functions
- Manage risk across line increase decisions through quantitative analysis and building efficient business processes and flexible capabilities
- Identify new opportunities to support credit line increases for small businesses while continuing to enhance existing decisions by incorporating new information, techniques, and change factors
- Partner with Product, Marketing, Finance, and Operations teams to design and implement lending strategies that enable profitable growth while controlling for through-the-cycle volatility
- Drive in-depth analytics and collaborate with the Decision Science team to enhance economic logic that supports core risk management decision
Skills:-
- Understanding of P&L drivers for Card Lending business
- Knowledge of Commercial business is preferred
- Knowledge of Platforms: CAS, BDP, RDE
0-3 Years of relevant /related work experience with consistent track record of strong performance
American Express is looking for MBA / PGDM / MBM profile candidates.
Short Job Information
