Senior Commercial Banking Portfolio Manager Job In The Wells Fargo Foundation In India, Hyderabad / Secunderabad, Telangana

About this role:Wells Fargo is seeking a Senior Commercial Banking Portfolio ManagerIn this role, you will:

• Participate in performing financial research and risk ratings assignment in Commercial Banking Portfolio Management functional area
• Review and research business financial statements that require an in-depth evaluation of multiple factors.
  
  
• Resolve moderately complex issues and mentor other Commercial Banking Portfolio Management team members, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
• Has comprehensive commercial banking products and industry knowledge
• Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios as well as underwriting
• Responsible to complete Pro forma adjustments based on the projected financial information for assigning credit rating for underwriting requests
• Responsible for Industry analysis, Internal and external risk factors of the borrower and more importantly a superior business writing and good communication skills
• Responsible for assessing the repayment capacity of the highly leveraged Borrower's

Required Qualifications:

• Experience in Commercial Banking Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Around 5+ years' experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
• Distinguishes between critical and irrelevant pieces of information.
  
  Gathers information from a variety of sources to reach a conclusion
• Working Knowledge of Credit Products life cycle specially on commercial loan products
• Ability to prepare internal memorandums while identifying and mitigating risk
• Strong knowledge of preparation and analysis of projected and proforma based financial statements
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Should have experience of financial spreading across all the industries
• Ability to read & analyze financial statements
• Should be able to handle subjectivity in the financial analysis and substantiate with reasons
• Excellent communication skills
• Excellent knowledge of MS office application
• Should be flexible to stretch as per business requirement

Desired Qualifications:

• Able to multi-task to accomplish tasks effectively
• Analytic skill
• Attention to detail
• Ability to work quickly & accurately while maintaining acceptable standards of workmanship
• Ability to recognize and escalate to management for any process breaches
• Highly motivated with strong organizational
• Flexibility to work in different shifts
• Ability to succeed in a team environment

@RWF23We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable lawEmployees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirementsCandidates applying to job openings posted in US:All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteranCandidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities Accommodation for applicants with disabilities is available upon request in connection with the recruitment process

The Wells Fargo Foundation is looking for .

The Wells Fargo Foundation is looking for Any Graduate / Post Graduate profile candidates.